SEND MESSAGE

Site Legal Notice

To users of this Site

Access to this Site and the use of information contained on it is governed by the terms and conditions set out below. These terms and conditions are important and are for the protection of both us and you. 

Please take the time to read the terms and conditions carefully. By proceeding further you will be deemed to have accepted them.

Please note that references to 'we' means QF Holdings Ltd and our subsidiaries and associates.

For more information, please contact us.

1. This Site is established in Scotland/ Uinted Kingdom in accordance with the laws of Scotland/ United Kingdom and will be governed by the laws of that country. When you use the Site, you accept that your use of the Site and any information on the Site, will also be governed by the laws of Scotland/ United Kingdom and if any dispute arises from your use of the Site or any of the information on it, you agree to allow such dispute to be heard in the Scotland/ United Kingdom courts.

2. We have provided the contents of this Site for your information only. The distribution of information on the Site may be restricted by local law or regulation in certain jurisdictions. This information is not intended for distribution to, or use by, any person or entity in any such jurisdiction and persons accessing these pages should inform themselves about and observe any such restrictions. If you are in any doubt as to whether this Site can be lawfully used by you please do not proceed further.

3. Information about some of the products and services on this Site is subject to specific restrictions concerning the persons to whom such information may be made available. Details of such restrictions are set out on the pages to which they relate and you should read those details carefully before proceeding to the rest of the relevant page.

Any personal information you provide will be treated as private and confidential. We will not reveal your personal information except as expressly set out in our Privacy Statement.

4. Please note that the sending of personal information via e-mail over the internet may not be secure and can be intercepted by third parties or incorrectly delivered. You should not divulge personal information over the internet unless you are using secure or encrypted communications technology.

5. Some pages on this Site contain hypertext links to web sites not maintained by us and we are not responsible for their content. You are reminded that when you enter other web sites via such hypertext links, you will not be subject to these terms and conditions and you will not benefit from the protections afforded to you in using our Site.

6. You may print or download to disk the contents of the QF Holdings Ltd site Pages for the purpose of private study. However, you may only make one copy thereof.

7. No part of these Web site Pages may be reproduced on or transmitted to or stored in any other web site or other form of electronic retrieval system.

8. Exclusion of Liability

The information contained in the Pages contained in this web site is for information purposes only. Whilst every care has been taken in their preparation QF Holdings Ltd. and its subsidiaries and associated companies do not make any warranties or representations as to their accuracy or reliability. We neither accept nor assume any responsibility in relation to the contents of these Pages which should not be relied upon as accurate.

The pages contained in this Web site may contain technical inaccuracies and typographical errors. The information in these Pages may be updated from time to time and may at times be out of date. We accept no responsibility for keeping the information in these Pages up to date or liability for any failure to do so.

9. Applicable law and jurisdiction

Use of this Web site shall be made subject only to the laws of Scotland/ United Kindom which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licences and conditions of use.

The courts of Scotland/ United Kingdom shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this Web site and its use.

Where national regulatory authorities have jurisdiction over the contents of this web site QF Holdings Ltd.  and its subsidaries have attempted to ensure compliance with the requirements of such regulatory body. However, some of the information in the pages contained in this web site is not to be accessed from certain jurisdictions and you should note that no representation or warranty is made as to whether the information available in this web site complies with the regulatory regime of countries from which the pages in this web site should not be accessed.

10. Your Right of Access

Under the General Data Protection Regulation (GPDR) (EU 2016/679) you have the right of access to personal information we hold about you on our records). You can exercise this right by writing to the QF Holdings Ltd. If any of your personal information held by us is inaccurate or incorrect, please let us know and we will correct it. There is no fee for such corrections.

11. Disclaimer

QF Holdings Ltd., it's directors, employees, servants and agents, affiliates or other representatives and their respective subsidiary companies, shall not be liable in respect of any claims, emergencies, demands, causes of action, damages, losses, expenses, including without limitation, reasonable legal fees and costs of proceedings arising out of or in connection with the use and/or dissemination of personal information relating to you in accordance with this privacy policy and your consents.

This Site may contain hypertext links to associated web sites maintained by QF Holdings Ltd and you are warned that when you enter such sites, you will be subject to the terms and conditions of those sites. There may also be links to web sites not maintained by QF and you are warned that when you enter other websites via such hypertext links, you will not be subject to the terms and conditions of www.firsttrustbank.co.uk and you will not benefit from the protections afforded to you in using our Site. QF Holdings Ltd will not be liable in any way for the content, availability or use of such third party websites and you use such links entirely at your own risk.

12. Amendments

QF Holdings Ltd. reserves the right in our sole discretion to amend this privacy statement at any time, and you should regularly check this privacy statement for any amendments.

Privacy Statement.

1. General Principles.

QF Holdings Ltd is committed to keeping your information private. By 'your information' we mean any information about you that you or third parties provide to us.  QF Holdings Privacy Principles explain how we will handle your information – and they're below.

2. Online services

Information we collect

If you register to use our secure services we’ll ask you to provide some information about yourself for security, identification and verification purposes.

When completing any online forms, we’ll tell you how your information will be used in relation to the product or service you’re applying for, within the form and in any associated terms and conditions.

Where you provide information about others (for example, for joint accounts or if you are ‘recommending a friend’) you must ensure that you have their consent or are otherwise entitled to provide this information to us.

We will retain information collected about you online for as long as permitted for legitimate business purposes.

3. QF Holdings Ltd privacy principles

QF Holdings Ltd is committed to safeguarding the privacy of your information. By 'your information' we mean any information about you that you or third parties provide to us.

•We will only collect and use your information where we have lawful grounds and legitimate business reasons to do so

•We will be transparent in our dealings with you and will tell you about how we will collect and use your information

•If we have collected your information for a particular purpose, we will not use it for anything else unless you have been informed and, where relevant, your permission obtained

•We will not ask for more information than we need for the purposes for which we are collecting it

•We will update our records when you inform us that your details have changed

•We will continue to review and assess the quality of our information

•We will implement and adhere to information retention policies relating to your information, and will ensure that your information is securely disposed of at the end of the appropriate retention period

•We will observe the rights granted to you under applicable privacy and data protection laws, and will ensure that queries relating to privacy issues are promptly and transparently dealt with

•We will train our staff on their privacy obligations

•We will ensure we have appropriate physical and technological security measures to protect your information regardless of where it’s held

•We will ensure that when we outsource any processes, the supplier has appropriate security measures in place and will contractually require them to comply with these Privacy Principles

•We will ensure that suitable safeguards are in place before personal information is transferred to other countries

You’re not required to provide any personal information on the public areas of this website. However, you may choose to do so by completing the forms on various pages of the site. We’ll only use the information you provide to us on these pages in order to process the relevant form. Please see the privacy wording on the relevant form for a more detailed explanation of how your information will be used.

If you’re a QF Holdings Ltd customer or already have a relationship with us, you will have been advised by various methods about how we collect and use your information.

If you have any questions about privacy at QF Holdings Ltd, please contact us

Last updated 25 May 2018